Free Financial Wellbeing Report
Financial
Health Check
Not sure how healthy your finances really are? A financial health check gives you a clear, structured way to understand your current situation — beyond guesswork, stress, or isolated numbers. In just a few minutes, you can review your personal financial health, receive a financial health score, and understand whether you are on track across savings, pension, debt, spending, and investments.
Secure & Private
Instant Score
12k + analysed
Based on 83 reviews
4.9 / 5
I was concerned that in the event I lost my job; how could I support my family? After using the online tool, I could see I needed to put away a little more each month into a separate account and I could reach my goal of minimum emergency cash in 6 months.
Verified review
I was concerned that in the event I lost my job; how could I support my family? After using the online tool, I could see I needed to put away a little more each month into a separate account and I could reach my goal of minimum emergency cash in 6 months.
Verified review
I was concerned that in the event I lost my job; how could I support my family? After using the online tool, I could see I needed to put away a little more each month into a separate account and I could reach my goal of minimum emergency cash in 6 months.
Verified review
Questions That Matter
If You’ve Ever Wondered…
Is my debt under control?
How healthy are my finances overall?
Are my savings actually good enough?
Are my investments helping my future, or adding risk?
Am I spending in a way that makes sense for my income?
Is my emergency fund really protecting me?
Am I on track with my pension?
You don’t need all the answers — just a clear way to see the full picture.
Get the Big Picture
Understand Your Financial Health
Financial health is not just about how much you earn or how much you have saved. Many people with a stable income still ask themselves the same question: how healthy are my finances? That uncertainty often comes from looking at finances in isolation rather than as a complete picture.
Your financial health reflects how well different parts of your financial life work together. Emergency savings, pension planning, debt, everyday spending, and investments all influence whether you feel secure, resilient, and in control. When one area is out of balance, it can quietly affect everything else.
A structured financial wellbeing check helps turn uncertainty into understanding. Instead of guessing or comparing yourself to others, you can see where you stand today — and what really matters for your situation.
Clarity beyond bank balances and budgets
A complete view of your personal financial health
Insight into how today’s choices affect long-term stability
Get valuable insights
on your finances
Get confident
in your budget and savings
Your Report is Minutes Away
Check-up on Your Finances
A financial health check is a systematic way to assess your overall financial position, rather than focusing on one area at a time. It uses a clear financial health checklist to review the key components that determine whether your finances are stable, resilient, and aligned with your life.
Unlike basic budgeting tools, this approach looks at relationships — how your emergency fund supports your debt, how your pension contributes to future security, and how spending habits influence everything else.
This free online financial check-up is fully automated and designed for real-world UK finances. Your information is analysed consistently and objectively to produce a clear financial health score, helping you understand where you stand and what deserves attention.
Holistic assessment of your financial position
Clear, objective financial health score
A true financial wellbeing check, focused on understanding, not pressure
The Roadmap
Three steps to
total clarity
01
Data input
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Start with a clear financial snapshot.
02
Logic sync
Your answers are analysed together, not in isolation. This financial check-up looks at how different areas of your finances support or strain one another, revealing patterns that aren’t visible when numbers are viewed separately.
See how your choices actually connect.
03
Data input
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Understand where you stand, at a glance.
Core pillars
Complete Coverage
Emergency Cash and Savings
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Resilience
Safety Net
Pension Health
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Learn more
Debt Health
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Learn more
Life Protection
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Learn more
Income vs. Spend
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Learn more
Investment Assessment
Your financial health check begins with a small set of essential questions covering savings, pension, debt, income, spending, and investments. The goal isn’t detail for its own sake — it’s to capture a meaningful picture of your personal financial health as it stands today.
Resilience
Safety Net
The Power
of the Score.
Not sure how healthy your finances really are? A financial health check gives you a clear, structured way to understand your current situation — beyond guesswork, stress, or isolated numbers. In just a few minutes, you can review your personal financial health, receive a financial health score, and understand whether you are on track across savings, pension, debt, spending, and investments.
100% Private Data Processing
Ready to
start?
NO SIGN-UP REQUIRED TO START
Other Ways To Get Clarity
Not ready for a full check?
Start with what’s already on your mind.
Sometimes one question stands out more than the rest. If a specific part of your finances feels unclear, you don’t have to start from scratch. You can focus on the area that matters most right now.
Pension clarity
A focused pension review to help you understand where you stand, how your pension is structured, and whether it still aligns with your future plans.
Investment confidence
A clear look at your investments, helping you understand balance, risk, and whether your strategy still makes sense for your situation.
Mortgage decisions
Support with buying, remortgaging, or reviewing an existing mortgage — so you can make decisions with clarity, not pressure.
Business finances
A clear look at your investments, helping you understand balance, risk, and whether your strategy still makes sense for your situation.
Life protection
A clear look at your investments, helping you understand balance, risk, and whether your strategy still makes sense for your situation.
Or Speak To An Adviser
If you’d rather talk things through, you can book time with an independent financial adviser for guidance tailored to your situation.